Prop firms with no time limit (2025): trade without the clock
A 30-day deadline on a challenge sounds reasonable until you hit a rough patch in week two. Here's which firms actually let you take your time — and why it matters more than you might expect.
Why the time limit ruins more challenges than bad trading does
Here's a situation traders run into constantly: they're two weeks into a challenge and flat. Not down — just flat. The market's been choppy. Their strategy needs trending conditions. There are 10 days left on the clock.
So they do what the deadline pressures them to do: they overtrade, increase size, or take setups that don't quite fit their rules. Then they blow the drawdown limit chasing the profit target and lose the challenge — not because they can't trade, but because the calendar manufactured a crisis.
A no-time-limit challenge eliminates this entirely. You wait for your setup. You stay patient. The market eventually gives you what you need, and you pass without compromising your system.
Our terms, in one line
A number of firms now advertise unlimited-time challenges, and you should check each one's terms page directly. We are not going to list their names and numbers here — we cannot verify their current terms, and prop firm rules change without notice. Here is ours, which we can stand behind.
| Firm | No Time Limit | Retake | Max Funding | Notes |
|---|---|---|---|---|
| OA Funded | $200K | No time limit on any plan. One retake included, at a 60% split instead of 80%. |
OA Funded's published terms as of August 2026. Check any firm's current terms before purchasing.
What else to look for alongside no time limit
No time limit solves one problem. But you also want to check:
- An included retake: If you do have a bad run despite having no clock, an included retake means you can try again without paying the full challenge fee again. OA Funded includes one by default. It is not a free reset — it continues at a 60% profit split instead of 80%, and on the two-step plans the daily loss limit tightens to 3% and max drawdown to 4%.
- Drawdown style (static vs trailing): A static drawdown limit is calculated from your starting balance and doesn't move. A trailing drawdown follows your peak equity upward — and can surprise traders who don't understand the difference.
- Minimum trading days: Some firms with no time limits still require a minimum number of trading days. This prevents someone from passing on one lucky trade.
- Profit target size: An 8% target is standard. Some firms advertising "flexible" challenges inflate the target to compensate for removing the time pressure.
OA Funded: no limit, no pressure
OA Funded's challenge has no time limit and includes one retake, which runs at a 60% profit split instead of 80%. On the two-step plans the profit target is 8% in Phase 1 and 5% in Phase 2 — standard numbers, not inflated to make up for the missing deadline.
What removing the clock changes is the decision you make on a flat week: wait for your setup, or force one. With no deadline the first option is always available. You still have to take it.
Take the challenge at your own pace. OA Funded accounts go up to $200,000, with bi-weekly payouts and a $100 minimum withdrawal.
See challenge plans →