OA Funded Review 2025: Is It Worth It?
We put OA Funded under the microscope — challenge rules, payout experience, platform, and support quality. Here's our honest verdict for 2025.
Overall Score
Overview
OA Funded is a retail prop trading firm offering funded accounts up to $200,000. Two things separate it from most of the field: there's no time limit on the challenge, and a reset is included at no extra cost if you need another attempt.
The firm runs on Platform 5 — fast execution, tight spreads, clean interface. Works for scalpers and swing traders alike.
Challenge structure
Profit Target
8% (Phase 1), 5% (Phase 2)
Max Daily Drawdown
5% of balance
Time Limit
None — trade at your pace
Retake
Yes — one included, at a 60% split
The two-phase evaluation is standard in the industry. Phase 1 requires an 8% profit target; Phase 2 requires 5%. What sets OA Funded apart is that there's no clock running — you can take months if needed to pass without pressure.
Pros and cons
What We Like
- No time limit on challenges — trade at your own pace
- Free challenge reset (no extra charge)
- Up to 90% profit split
- Payouts from just $25 — one of the lowest in the industry
- Weekly payout schedule
- Platform 5 powered — one of the fastest retail trading platforms
- Transparent, simple rules with no hidden clauses
- Accounts up to $200,000
Room to Improve
- Relatively newer brand compared to firms like FTMO
- Fewer account currency options than some competitors
Payouts and profit split
Standard accounts start at 80%, scaling to 90% over time. Weekly payouts, $25 minimum. Most firms require $100–$250 before you can withdraw — OA Funded's $25 threshold means you're actually accessing your earnings early, not saving up to a threshold.
Withdrawals typically process in 1–3 business days after approval.
Our verdict
If the two things that frustrate traders most about prop challenges are the time limit and the cost of retrying — OA Funded addresses both. There is genuinely no deadline. The retake is included rather than repurchased, but it is not free: it continues at a 60% profit split instead of 80%. That is the footnote, stated up front rather than buried.
Add in the $25 minimum payout and weekly schedule, and it's a strong option for anyone who trades methodically and doesn't want the firm working against them.
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